Your financial role model?

Did you ever have a financial role model growing up? I did not. I had “learn-from-my-mistakes” role models, in that I decided I never wanted to live in the way that I grew up and made a voracious effort to work my ass off and live frugally in order for that to never happen. Some days Chris asks me if I am still on that road and if I will ever slow down and realize I can chill a bit.

It is an interesting conversation (well maybe to me). Who impacted how you view money? Did you ever have a financial role model? Did you grow up watching Suze Orman on TV telling you when you might be DENIED? Were you given everything, and never taught that money does not grow on trees, and that there are consequences to racking up a crazy amount of credit card debt in the tune of never freeing yourself from the monthly payments? Or, did you learn how to know about your net worth, an emergency fund, and the importance of your credit score? Additionally, that your credit score can also be a causing factor in getting a job or not?

Money and finances are a reoccurring blog topic for me. Somehow over time money and sex seem to be taboo topics. No one really wants to talk about either. And, yet “Fifty Shades of Grey” became a mainstream movie (not without some backlash) what will be the movie about money that potentially starts the conversation amongst us? Somehow I think that movie will not be of much interest to the masses. Yet, how do we actually shift the world to start taking care of itself?

This recent Daily Worth article shares one woman’s experience and what she learned from her dad, or…like me what she learned not to do. Her dad is now retired and has to live on a fixed income. The potential for many who do not plan accordingly for the future, save, and approach retirement in a way that allows you to really “retire.” Chris and I look at today and what we save as a way to prepare for our future. For a time when we hope to have been savvy enough to find a point in time when we can make the choice for ourselves rather than be forced to work past relevancy. That way we can pamper our family and truly enjoy life.

We all have to start somewhere, but somehow I think many just never start. Or maybe it starts with who our financial role models are and what they teach us about today, tomorrow, and the future.

Her voice must be heard.

Last Friday, October 11, was the second ever “International Day of the Girl.” A day to celebrate girls, and hell yes a celebration was needed. Then a roll up of each sleeve and getting down to business. Do you know what the International Day of Girl is all about? The United Nations website states:

“On December 19, 2011, United Nations General Assembly adopted Resolution 66/170 to declare October 11 as the International Day of the Girl Child, to recognize girls’ rights and the unique challenges girls face around the world.”

I am humbled to know that this day exists. We do have a few days in the calendar year that champion women, but sometimes I think the teenager or young girl is lost in that conversation. They are deal with first world problems like pressure from their peers (girls or boys), body image, rape, teen pregnancy, negative portrayal of girls in the media, or abuse, or third world problems such as genital mutilation, sex trafficking, violence, hunger, disease, and child marriage. Some of these issues are both first and third world problems.

My thoughts at the moment go to education, role models, and mentors. Do girls today have good role models? Where some might be privileged enough to have someone like Sheryl Sandberg, COO of Facebook as their role model, others may need to have someone very tangible, local, and present as their role model. Do women in local communities have the time, patience, and dedication to be there for girls? Are you there for a girl in your life? I do not know many girls locally that need a mentor, but it has made me think more about being one.

Nike, Inc. started The Girl Effect many years ago. This year for “International Day of the Girl” they have put together The Girl Declaration. You will want to watch this video from The Girl Effect. I love near the end, where it says: “This is for every girl in the world. Who has a voice that must be heard.” I am also sharing the full text of The Girl Declaration below the video. Please be sure to explore The Girl Effect website about the Girl Declaration. Share it with others. Girls voices need to be heard.