Start with the basics

Some of you that follow my blog know that I have a passion for money management. My passion evolved because I wanted to make sure that I truly understood what we were doing with our money, and that I trusted the information we were using to make our money decisions. I cannot do that in a vacuum. It means I have to read, learn, and ask the right questions. This recent Daily Worth had an idea that resonated with me:

“Money management is like cooking, or fixing a car or anything else you can learn,” says Myers. “But if you tell yourself you’re simply not good at it, you’re less likely to take steps to learn the basics you need to be financially healthy.”

I have to agree. While I am not a cook, I would feel comfortable calling myself a baker. I learned over time how to work with dough and understand why a recipe called for baking soda rather than baking powder. I am still learning new things about baking, and enjoy trying out new recipes. The same goes for money management. As the world changes and evolves fast, we have to shift and adjust with it, and be aware of whether the decisions we have made in the past continue to serve us, or if we need to adjust our financial allocations based on changes in the market, and our lifestyle.

Some individuals work with a financial planner that they trust, others rely on friends and family, and some look to books, the news, and the Internet to help inform them on what decisions they make regarding their money. Whatever step you take, I encourage you to continue to learn. Maybe you are young and a beginner, or you might have a family and are looking now at how to save for your children’s future, wherever you are in life, there is always something to learn that can benefit you today and in the future.

Sea squirts inspire play

You have to keep playing. Get on your hands and knees, crawl through the dirt, climb, surf, dance, sing. Each day the more we play, the more we grow. I do not mean your waist, I mean your brain muscle. Play is a catalyst to keep adapting and growing, learning and evolving. Last week I finished reading “Play: How it Shapes the Brain, Opens the Imagination, and Invigorates the Soul” by Stuart Brown. It is a very interesting book and makes me realize how much more I need to PLAY in my life. This specific idea about sea squirts resonated with me:

“The sea squirt is an example of a basic principle of nature: Use it or lose it. If a capability is not being used, it becomes an extravagance that is jettisoned or fades away. Either we grow and develop or we waste away. Most animals don’t go to extremes like the sea squirt, but the pattern remains the same. Most animals grow new nerve connections extensively only during the juvenile period. The sea squirt stops moving, and many higher animals stop playing, and the brain stops growing. But not humans. The brain can keep developing long after we leave adolescence and play promotes that growth. We are designed to be lifelong players, built to benefit from play at any age. The human animal is shaped by evolution to be the most flexible of all animals: as we play, we continue to change and adapt into old age. Understanding why many animals stop playing in adulthood, and why humans don’t, helps further understand the role play has in adult life.” Page 48

A little side note about sea squirts. Earlier in the book, Brown explains that sea squirts swim around during adolescence, then attach themselves to ships or other structures, then later eat their own brains. It was his example of something that stops developing and growing. If you think about most kids, they do not stop moving, they do not stop playing. Even if they are glued to video games their brain is thinking, changing, even strategizing their next move.

Adults need to be more agile. We need to move it. We need to play. This week I am really going to try to embrace the idea of play. I am going to get rid of my sea squirt mentality and be adventurous, learn, play, and have fun. Are you with me?

 

Change the way you look at things

It hit me hard and felt like a colonic. Yes, that is what I said. It felt like a colonic. I have had one, I know what I am talking about. All the foggy thinking, gunk, and stirring thoughts and emotions were sucked out of my thought. A dilemma I have been agonizing over for the past few weeks, came clearly to me. I needed to shift my thought. I needed to change how I looked at this situation. It all happened after I came across this quote last week:

“If you change the way you look at things, the things you look at will change.”

After a little Google sleuthing, I think it is a quote from Wayne Dyer. I am not sure if he means that by looking at a situation differently, we will see it differently. Or, if he means that by looking at a situation differently, the actual situation (or people involved will actually change). Maybe both would/could happen. Either way, it was an eye-opening moment for me. It has made me think about my little dilemma differently. How I approach it, how I think about it, and how I react to it. Hopefully, that means that it will resolve itself in a way that is better than I can even imagine.

Are there things in your life that could benefit from looking at them differently? Things within your marriage/relationship or with your family or friends? Is a work situation that you think is beyond repairable worth looking at differently and a slight shift gives you the answer(s) you need to realign, change course, and take a project to the next level? Just as I was hit hard, take some moments today, not to get an actual colonic, but to have a colonic of your thoughts. Clear out the gunk, change the way you look at things, and just maybe things will change.

Proud to be free

Independence Day brings a song to my thought and an image of my dad singing along. It brings tears to my eyes, because as much as my father had his crazy differences with the world and sometimes the government, that man was patriotic, and he loved his country.

Every Fourth of July we would get together as a family and usually go to the local reservoir, have a picnic, or BBQ, play games outside and wait for it to get dark to watch the fireworks. I never got into the thrill of fireworks. While I have seen some amazing firework displays in Michigan, Boston, and Hawaii, I never got crazy excited about them. I mean, as a little kid, sparklers scared me. I always felt my hand was going to catch on fire.

I digress. The song that makes me think of my dad. It is not America the Beautiful, or the National Anthem that reminds me of Independence Day, it is Lee Greenwood’s “Proud to be an American.” I can picture the emotion in my dad’s face whenever that song came on the radio, so much so that when I hear it I cannot control the tears that come to my eyes. It makes me proud to know that his emotion was shared with me.

Whether you are watching fireworks on the Charles River Esplanade while listening to the Boston Pops, or are on a boat on a lake in the middle of our country, at the Capitol lawn in Washington, D.C. or camping at one of our national parks on Thursday, or comfortable at home on your patio, I hope you take a moment to   enjoy your family, friends, and be grateful to all the men and women who have fought and defended our country and given us incredible freedoms.

Take a moment to think about all the ways you are free.

The special person I get to annoy

“It’s great to find that one special person you want to annoy for the rest of your life.”  -Rita Rudner

Oh have I found that one person. Today is my tenth wedding anniversary, and boy have I had the time of my life. For those of you that might have read my blog for the past year and a half, you would not be shocked to hear me ooh and ah about my husband. I have often written about how I am addicted to him, and how our marriage works, but today I can hardly believe that ten years ago we stood on a beach in Hawaii, barefoot in the sand at sunset, just the two of us, starting our life together.

Of course Chris is my special person that I enjoy annoying. Mostly through the times when I (or we) are being silly. I love to get under his skin, as long as it means that at the end of the playful moment I have him laughing or happily rolling his eyes. Without laughter, what is the point?

Christopher, I look forward to the next ten years where we laugh, play, and grow together. You are my favorite person, and the one I love waking up next to each morning, and the one I hope I fall asleep before at night. You are the one I love texting in the middle of the day to find out how your day is going. I love that you laugh at my often made up words, and somehow you still understand me. We push each other to look at life differently each day, and I am honored that I get to spend my life with you.

Here is to another ten years that I get to annoy you. Happy Anniversary!