Random Olio Snippets: 2

Amber Alert – There was an Amber Alert in Portland this week. The good news is the child was found within a few hours. While doing some research to learn what happened, I learned a few things. There is a new national initiative for alerting folks about Amber Alerts. I also admit that I did not know that “Amber Alert” was named after a girl named Amber that was abducted. I had always thought it was just an acronym, which it also is: America’s Missing: Broadcast Emergency Response. There are times when I am in awe of technology. This is one of those times. Read on:

“Unlike Wireless AMBER Alerts, the WEA AMBER Alerts use the latest technology to send messages to wireless customers with WEA-capable devices in the area where a child has been abducted, even if the wireless customer isn’t from the area. For example, if a Chicago resident was visiting Boston and a WEA AMBER Alert was issued in Boston, the subscriber would receive the alert. At the same time, if an alert was issued in Chicago, the subscriber would not receive it while in Boston.”

Lawmakers salaries go into escrow if they miss the April 15 deadline – This article from CNN Money explains what is happening with the debt ceiling. The gist of it is that the House will be voting on a bill regarding whether or not to raise the debt ceiling. If they vote to raise it, that means the government can continue to borrow money against the $16 trillion dollars that the country already has in debt. The fun part? If lawmakers do not agree to a budget resolution by April 15: “Their salaries would be held in escrow and paid out at some point later.” Fun. I wonder how much they will make in interest! In any case, it is a novel idea to get different sides to work together and come to a resolution or their pay will be frozen. Sort of like having your allowance held until you can stop bickering with your sister. Sound familiar?

Eating Ourselves to Death – I want to see this episode of Our America on OWN. The episode is called: “Generation XXL” and airs January 29, at 10/9 pm Central time. I am passionate about health for youth. Growing up I did not have access to excellent, flavorful health foods. I hated vegetables. You could not pay me to eat them. I was active as a kid, but not as much as I could have been if I had encouragement from my family, especially my parents. Obesity, especially with children, needs our attention. If you have a chance to watch this episode, let me know what you think. I will be setting the DVR.

NFC Tags – I am fascinated by these NFC tags. I had never heard of them before I read this Fast Company article. Have you heard of them? If not click the link to read the article. I cannot even begin to try to explain. Just to give you a bit of interest:

“An NFC tag placed at your desk can tell your phone to open Evernote, tether your phone’s 4G to your laptop, mute your ringer, and remind you in 30 minutes to get off Twitter. But the issue both companies have discovered with tags is that they’re, ultimately, too capable.”

That is it for my Random Snippets from this week. Happy Friday!

Random Olio Snippets: 1

I am trying something new. Once a week (on no specific day of the week) I want to share snippets of a few “random olios” or ideas from my week. Often I have random thoughts I want to share, but they are short and so in 2013 I have decided to share small snippets together in one post each week. We’ll see!

More books for me! – Thank you to a work colleague, I just found out that I can check out books from libraries in another county. She made my day. Call me a dork, but it gives me the ability to find books that never make it to my county library locations. For those of you in the Portland area, there is the Metropolitan Interlibrary Exchange (MIX) and they have a reciprocal borrowing agreement with libraries in neighboring counties (I can explain more if anyone has questions). If you are not in Portland, maybe you have a similar consortium in your town or local area.

Facebook Graph Search – Not sure what I think about this yet. It is a beta version, and I have not signed up for this feature. 2012 was the year that I put myself out there in the online community, and this online world is starting to feel limitless. In some ways, as online search capabilities grow, so does the potential of someone’s community to grow. Yet, I wonder if there is point where it all goes to far? There is connection and community, and there is TMI. Too much information exposed to the whole world. I have at times wanted to find something on my own page on Facebook and not been able to find it, but separate from that, what do we really need to search and know more about our Facebook friends? I would love to hear different opinions on this topic!

Social Security – Starting February 15, $61 billion in Social Security benefits are due, but the federal government might only be able to cover 60% of that. Yikes. Yet, CNN Money was the only place I found that was talking about this massive oversight? Why are other news outlets not talking about this? This should be front and center. It would be important to me if I was in the age range to collect benefits. This does continue to remind me that while I am paying into Social Security, I should not expect it to be there for me when I retire. Food for thought.

IRAswe can now contribute $5500 a year (up $500 from 2012), $6500 for those over 50 years old, into IRAs for 2013.

All random I know, but hey, that is why this blog is called Random Olio – you never know what will inspire, bring me to tears, or piss me off!

Less money in your paycheck?

Unless you make buttloads of cash, you might have been scratching your head and wondering why your paycheck was considerably smaller this week. I am not complaining, as it is what it is. Politics aside we could be in a worse situation where we are out of even more money. Let’s face it, our country is in major debt and that is not going away anytime soon.

In case you do not know the specifics, the Social Security payroll tax rate is currently 12.4%. Employers pay 6.2%, and for the past two years employees have paid a reduced rate of 4.2%. With the recent fiscal cliff changes, that reduction will now go back to the normal 6.2% which means that employees will now pay 2% more Social Security tax (as we did in 2010). This is also true for those who are self-employed (if you make more than $433). According to Kiplinger: “Originally a one-year break, the holiday was extended at the last minute to cover 2012. Extending it again to cover 2013 would have cost about $100 billion…”

As an example: if you make $50,000 a year, you will now take home $1000 less a year, or about $38 a paycheck (about $80 less a month). If you are a dual income family, the amount is much higher of what will be lost in your take home pay.

A question: If I am paying more tax now in 2013, does that mean I will have a higher refund in 2014 due to paying more taxes now? The answer: Yes. Depending on your allowances. Since I am not the expert, here is Kiplinger’s answer: “By eliminating overwithholding of income tax, the average taxpayer who normally gets a refund can both defeat the paycheck-shrinking impact of higher payroll taxes and add a couple thousand dollars to 2013 take-home pay. (Yes, you’ll be giving up a fat refund in 2014, but wouldn’t you rather get your money when you earn it?)” Complete answer, full article, and their calculators.

What I find odd is that the Social Security website has not been updated with the 2013 rates and details. Kind of sad considering my company was able to make changes in their system to ensure that the Federal government received the extra 2% out of the first paychecks of the 2013 calendar year. Yet, the government still has not updated their website about the changes. Seriously?

Another interesting fact I found: “…many workers do not know that any annual wages above $106,800 are not taxed by Social Security. In other words, a worker who makes twice the Social Security wage cap – $213,600 per year – pays Social Security tax on only half of his or her earnings, and one who makes just over a million dollars per year pays the tax on only about a tenth.”

In case you are wondering: These are the 13 tax changes going into effect in 2013.

What if you were lost and no one found you?

A colleague at work alerted me to Benjamin Kyle. Have you heard of him? I had not. Benjamin Kyle is not this man’s real name. His real name in unknown. He was found in 2004 behind a Burger King, with amnesia. He had no identification on him, and since he does not know who he is, and the government has not been able to determine who he is. He does not have a social security number and until someone hired him, he was not able to work. You will want to watch this short documentary video of what has happened to him between 2004 and today. No one has claimed him, or has sent out a missing person alert for him. Authorities have named him Benjamin Kyle. That is who he has been for the last 8 years.

Learning about him made me ask the question: “What if you were lost and no one found you?” Quite the deep and slightly depressing question. Yet, it makes you think about belonging, connections, friends, and family. What would it be like if we did not have our friends and family to check on us? To know if we were missing, or if something happened to us? I am sure there are plenty of people out there that have lost their friends and family and do not have others to check in on them. Do you know anyone like that? If so, have you checked in on them recently?

That is part of what makes Benjamin so interesting. It is an anomaly for someone to be lost, then found, and not be claimed. It is against what we feel should happen to others. It makes me grateful for the family and friends in my life. To know that I would be missed.

Portrait of Benjamin Kyle

Portrait of Benjamin Kyle

I want to leave you today with an awe-inspiring portrait of Benjamin Kyle. It was done with over 2 million ink dots. You can find a few more images of this portrait and further background details at this link on Colossal. The artist is selling 200 limited edition prints of Benjamin Kyle. “50% of all proceeds made through this limited edition will be dedicated to helping Benjaman Kyle retrieve a new SSN and to get his life back on track.”

An amazing story of a man finding his identity. Please share his story.

Safety. Horror. Why?

Last week I came across this article about bringing guns to work. I found it after the Clackamas Town Center mall shootings. I was shocked that this is even a conversation, or that it is even legal in some states to bring a gun to work. I do not even want to think about my co-workers bringing a gun to work.

Guns at work adds to the already full social commentary about gun laws and mental health. The events of last week have brought us all to reflect on our lives, appreciate our loved ones, and pray for the families affected by these tragedies. My heart and tears go out to those that have been affected by the shootings in Oregon and Connecticut. Horror. Safety. Why? All three of these words come to my mind. Many individuals are asking why this happened, and what needs to change in our country. I am asking myself the same questions. What needs to shift?

Besides understanding the facts, many are talking about what needs to be done with gun laws and mental health issues in our country. Both issues need to be discussed. We also need to address the fear of safety from the public. What does a shooting in a mall, movie theater, and an elementary school do to the fear and comfort level for many families across America. Is it immobilizing them or are they able to continue to live their lives? What effects do these events have on the general trust among strangers? Will we all begin to start looking at each other different?

I do not have any answers. Only questions right now. What I do know is like with many of the natural disasters that have hit around the world in the recent months and years, that this is a time to come together. To work together in our communities and try to find answers to our questions. To not move on as though this was all okay. It is not okay.

Articles I have found interesting from the online conversation:

‘I Am Adam Lanza’s Mother’: A Mom’s Perspective On The Mental Illness Conversation In America – Huffington Post

Guns-to-Work Laws Spread in U.S. as Business Fights NRA – Bloomberg